Having fire drills in the office might seem like a childish thing to do. But how often have you thought about what would happen if a fire broke out in your building?  Would your employees know what to do?  Would you?

When your employee is injured on the job, it is always in everyone’s best interest for him to get well as quickly as possible.  For the employee himself, recovery is important to ensure his best possible physical health.  Prolonging an injury by missing physical therapy sessions or avoiding visits to the doctor can cause major set backs in how the injury repairs itself. 

These days, having a casual dress day at work isn’t uncommon. In fact a lot of businesses have taken to keeping casual dress every day of the week. It seems to boost production when employees feel more comfortable during their days at work. But what do you do when casual day goes too far at the office?

Recently there was a workers comp claim that made headlines. A waiter filed a claim after he choked on a quesadilla at work and injured his esophagus. His claim was denied because the insurance company did not feel his eating of the quesadilla was part of his job function. The waiter’s lawyers appealed the denial with the stance that the waiter was testing he quesadilla to be able to recommend the dish to his customers. His claim was still denied as the insurance company still refused to accept his injuries happened as a result of completing his job functions.

If your office building’s air conditioner breaks down, you need to make sure you find some way to keep cool during the day. Excessive heat can cause many different problems that are not pleasant to experience. Heat stroke, heat exhaustion and just plain weariness are some of the things that could happen to you if you are stuck in the heat for too long.

Will your NJ workers compensation policy cover an employee’s claim to emotional stress? It depends on the situation. If your employee strictly files a claim stating she is “stressed out”, it will most likely be denied.

Many south NJ businesses were damaged recently due to an unexpected storm that ripped through with barely any warning. According to weather reports, a wind storm called a derecho brought wild lightning and wind gusts reaching more than 60 miles an hour. The next day, NJ business insurance agents were called with many different claims including property damage, loss of inventory and unfortunately medical issues.

We would like to think that our employees are all trustworthy and wouldn’t try to pull one over on us. The ugly truth is, some employees are habitual rule breakers and might try to get more out of a workers comp claim than they should. What are some signs that your injured employee out on NJ workers compensation may be “working the system”? Well, here are a few.

You walk into your business’s warehouse to find all your inventory has been destroyed by a shelf that fell on top of your custom glass plates. You can not imagine how much it will cost to replace them let alone replace them in time to fill everyone’s orders promptly. The first thing you should do is contact your NJ business insurance claim department to find out how to file a claim. If you think there was any foul play like a burglary or theft, you should also contact your policy immediately.

Do you know the procedure to file a claim on your NJ Workers Compensation? Although you may never want to have to do this, an accident or injury is unpredictable. Therefore, request the help your trusted agent during this process so you can protect your employees fully. In addition, take action to prevent further mishaps at work.